Effective Retirement Tax Planning Begins with the Roth Conversion Accelerator^TM

The Roth Conversion Accelerator is a cutting-edge retirement tax planning model developed by Ryen & Associates that allows you to significantly reduce the cost of converting a traditional IRA to a Roth IRA.

In doing so, you will enjoy superior after-tax returns and reap clear financial benefits throughout and beyond your own lifetime. With a Roth IRA, all earnings are completely tax-free and may be carried forward for up to three generations. Mandatory annual distributions are also entirely eliminated, ultimately reducing the tax you’ll pay in retirement.

 What is the Roth Conversion Accelerator?

The Roth Conversion Accelerator is a powerful tax strategy that allows you to dramatically reduce the up-front tax liabilities normally associated with a Roth conversion. 

When converting to a Roth IRA, income tax is calculated on the roll-over value of your traditional IRA and must be paid in a single lump sum in the year following the year of conversion. By choosing a unique and carefully-timed and selected blend of investments for your new Roth IRA, Ryen & Associates can help you maximize your surrender value – and, in turn, dramatically reduce your income tax payable – protect your original capital investment, boost the first-year value of your plan through bonuses or premiums, and take advantage of penalty-free distributions to purchase tax-favored investments that further offset your tax liability.

Bottom line, the Roth Conversion Accelerator can help you drastically reduce the income you pay at conversion while releasing your retirement assets for future tax-free growth! Models indicate that clients can realize an overall improvement of almost 35% in the effectiveness of their net estate value with a Ryen-designed Roth versus a traditional IRA. 

Benefits

• Reduce your effective tax rate to less than 20%

• all post-conversion earnings and distributions are completely tax-free, not just tax-deferred

• no need to take mandatory annual distributions after age 70½, thereby reducing retirement taxation

• Roth proceeds are not subject to income taxes at death

• value of plan can be carried forward for three generations on an income tax-free basis

• possibility of first-year bonus of up to 11% on converted value

• a potential improvement of up to 35% in the long-term effectiveness of the net estate value when compared to traditional IRA plans

 Who can benefit?

• individuals who wish to be proactive in their retirement and estate planning

• those wishing to preserve the value of their assets for future generations to the greatest extent possible

• individuals who do not rely on the tax deductions normally associated with an annual IRA contribution (Roth IRA contributions are not tax-deductible)

• forward-thinking investors interested in taking advantage of innovative tax planning methods